2022 Medicare Advantage Plan Options
Tiered benefit packages
HMO vs. PPO: How to choose what's right for you!
Choose an HMO if you stay mostly local.
Receive care from doctors and hosptials within the plan's network, except for emergency or urgent care.
Choose a PPO if you travel
Receive care within a network of doctors and hospitals, or use out-of-network doctors and hospitals for covered services.
Compare Plans
basic
Freedom Basic (PPO)
Enjoy comprehensive medical and drug coverage, additional benefits, and get $50 back every month.
PRIMARY/SPECIALTY
$15/$46
DRUG DEDUCTIBLES
$0 Tiers 1–2; $350 Tiers 3–5
INPATIENT HOSPITAL
$400 per day for days 1-5, $2,000 OOP Max per year
standard
Freedom (HMO)
Get lower out of pocket costs and coverage recognized nationwide.
PRIMARY/SPECIALTY
$5/$45
DRUG DEDUCTIBLES
INPATIENT HOSPITAL
$290 per day for days 1-7, $2,030 OOP Max per year
standard
Freedom Value (HMO)
PRIMARY/SPECIALTY
$0/$41
DRUG DEDUCTIBLES
$0 Tiers 1-2; $295 Tiers 3-5
INPATIENT HOSPITAL
$375 per day for days 1-5,
$1,875 OOP Max per year
standard
Freedom Nation (PPO)
$0 premium PPO provides a comprehensive network of providers and hospitals.
PRIMARY/SPECIALTY
$5/$36
DRUG DEDUCTIBLES
$0 Tiers 1-3; $325 Tiers 4-5
INPATIENT HOSPITAL
$375 per day for days 1-5, $1,875 OOP Max per year
premium
Freedom Plus (HMO)
PRIMARY/SPECIALTY
$10/$35
DRUG DEDUCTIBLES
$0 Tiers 1-2; $275 Tiers 3-5
INPATIENT HOSPITAL
$325 per day for 1-4 days
$1,300 OOP max per year
premium
Senior Blue 652 (HMO)
Get lower out-of-pocket costs, and coverage recognized nationwide.
PRIMARY/SPECIALTY
$0/$26
DRUG DEDUCTIBLES
$0
INPATIENT HOSPITAL
$225 per day for days 1-7, $1,575 OOP Max per year
premium
Forever Blue 770 (PPO)
PRIMARY/SPECIALTY
$5/$22
DRUG DEDUCTIBLES
$0
INPATIENT HOSPITAL
$205 per day for days 1-7, $1,435 OOP Max per year
Contact Us
Call us at 1-833-735-4512
(TTY 711)
Oct. 1 - Mar. 31:
8 a.m. - 8 p.m., 7 days a week
Apr. 1 - Sept. 30:
8 a.m. - 8 p.m., Mon. - Fri.
Need More Information?
Request a copy of our full sales brochure to help weigh your Medicare Advantage plan options
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Get help in person by visiting a Medicare Center, or virtually by attending a Community Meeting
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Highmark Blue Shield of Northeastern New York (Highmark BSNENY) is a trade name of Highmark Western and Northeastern New York Inc., an independent licensee of the Blue Cross Blue Shield Association. Highmark BSNENY is a Medicare Advantage plan with a Medicare contract and enrollment depends on contract renewal. Highmark BSNENY complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-833-735-4515 (TTY 711). 注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 1-833-735-4515 (TTY 711).
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Content last updated: October 15, 2021