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2022 Medicare Advantage Plan Options

 

 

 

 

 

 

 

 

Tiered benefit packages

Tiered benefit packages provide simplicity when selecting a comprehensive plan personalized to meet your unique needs. Our benefit levels include Basic, Standard, and Premium tiers.

 

 

 HMO vs. PPO: How to choose what's right for you!

Choose an HMO if you stay mostly local.

Receive care from doctors and hosptials within the plan's network, except for emergency or urgent care.

Choose a PPO if you travel

Receive care within a network of doctors and hospitals, or use out-of-network doctors and hospitals for covered services.

Compare Plans

basic

Compare

Freedom Basic (PPO)

Enjoy comprehensive medical and drug coverage, additional benefits, and get $50 back every month.

PRIMARY/SPECIALTY
$15/$46

DRUG DEDUCTIBLES
$0 Tiers 1–2; $350 Tiers 3–5

INPATIENT HOSPITAL
$400 per day for days 1-5, $2,000 OOP Max per year

basic

Compare

MONTHLY PREMIUM

$0

MONTHLY PREMIUM

$0

standard

Compare

Freedom (HMO)

Get lower out of pocket costs and coverage recognized nationwide.

PRIMARY/SPECIALTY
$5/$45

DRUG DEDUCTIBLES

INPATIENT HOSPITAL
$290 per day for days 1-7, $2,030 OOP Max per year

standard

Compare

MONTHLY PREMIUM

$0

MONTHLY PREMIUM

$0

standard

Compare

Freedom Value (HMO)

PRIMARY/SPECIALTY
$0/$41

DRUG DEDUCTIBLES
$0 Tiers 1-2; $295 Tiers 3-5

INPATIENT HOSPITAL
$375 per day for days 1-5,
$1,875 OOP Max per year

standard

Compare

MONTHLY PREMIUM

$0

MONTHLY PREMIUM

$0

standard

Compare

Freedom Nation (PPO)

$0 premium PPO provides a comprehensive network of providers and hospitals.

PRIMARY/SPECIALTY
$5/$36

DRUG DEDUCTIBLES
$0 Tiers 1-3; $325 Tiers 4-5

INPATIENT HOSPITAL
$375 per day for days 1-5, $1,875 OOP Max per year

standard

Compare

MONTHLY PREMIUM

$0

MONTHLY PREMIUM

$0

premium

Compare

Freedom Plus (HMO)

PRIMARY/SPECIALTY
$10/$35

DRUG DEDUCTIBLES
$0 Tiers 1-2; $275 Tiers 3-5

INPATIENT HOSPITAL
$325 per day for 1-4 days
$1,300 OOP max per year

premium

Compare

MONTHLY PREMIUM

$57

MONTHLY PREMIUM

$57

premium

Compare

Senior Blue 652 (HMO)

Get lower out-of-pocket costs, and coverage recognized nationwide.

PRIMARY/SPECIALTY
$0/$26

DRUG DEDUCTIBLES
$0

INPATIENT HOSPITAL
$225 per day for days 1-7, $1,575 OOP Max per year

premium

Compare

MONTHLY PREMIUM

$124

MONTHLY PREMIUM

$124
Compare

Forever Blue 770 (PPO)

PRIMARY/SPECIALTY
$5/$22

DRUG DEDUCTIBLES
$0

INPATIENT HOSPITAL
$205 per day for days 1-7, $1,435 OOP Max per year

Compare

MONTHLY PREMIUM

$201

MONTHLY PREMIUM

$201
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Apr. 1 - Sept. 30:
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Highmark Blue Shield of Northeastern New York (Highmark BSNENY) is a trade name of Highmark Western and Northeastern New York Inc., an independent licensee of the Blue Cross Blue Shield Association. Highmark BSNENY is a Medicare Advantage plan with a Medicare contract and enrollment depends on contract renewal. Highmark BSNENY complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-833-735-4515 (TTY 711). 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-833-735-4515 (TTY 711).

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Content last updated: October 15, 2021