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2021 Medicare Advantage Plan Options

 

 

 

 

 

 

 

 

 HMO vs. PPO: How to choose what's right for you!

Choose an HMO if you stay mostly local.

With an HMO plan, you must receive care from doctors and hospitals within the plan's network, except for emergency or urgent care.

Choose a PPO if you travel

With a PPO plan, you can receive care within a network of doctors and hospitals or use out-of-network doctors and hospitals for covered services, usually for a higher cost.

Compare Plans

Compare

Freedom No Rx (HMO)

New for 2021! Get lower out of pocket costs and coverage recognized nationwide.

PRIMARY/SPECIALTY
$5/$45

DRUG DEDUCTIBLES

INPATIENT HOSPITAL
$290 per day for days 1-7, $2,030 OOP Max per year

Compare

MONTHLY PREMIUM

$0

MONTHLY PREMIUM

$0
Compare

Freedom Value (HMO)

PRIMARY/SPECIALTY
$0/$40

DRUG DEDUCTIBLES
$0 Tiers 1-2; $295 Tiers 3-5

INPATIENT HOSPITAL
$370 per day for days 1-5,
$1,850 OOP Max per year

Compare

MONTHLY PREMIUM

$0

MONTHLY PREMIUM

$0
Compare

Freedom Plus (HMO)

PRIMARY/SPECIALTY
$10/$35

DRUG DEDUCTIBLES
$0 Tiers 1-2; $275 Tiers 3-5

INPATIENT HOSPITAL
$325 per day for 1-4 days
$1,300 OOP max per year

Compare

MONTHLY PREMIUM

$56

MONTHLY PREMIUM

$56
Compare

Freedom Premier (HMO)

PRIMARY/SPECIALTY
$5/$30

DRUG DEDUCTIBLES
$0 Tiers 1-2; $100 Tiers 3-5

INPATIENT HOSPITAL
$295 per day for days 1-7, $1,180 OOP Max per year

Compare

MONTHLY PREMIUM

$111

MONTHLY PREMIUM

$111
Compare

Senior Blue 652 (HMO)

Get lower out-of-pocket costs, and coverage recognized nationwide.

PRIMARY/SPECIALTY
$0/$26

DRUG DEDUCTIBLES
$0

INPATIENT HOSPITAL
$225 per day for days 1-7, $1,575 OOP Max per year

Compare

MONTHLY PREMIUM

$135

MONTHLY PREMIUM

$135
Compare

Freedom Nation (PPO)

New for 2021! $0 premium PPO provides a comprehensive network of providers and hospitals.

PRIMARY/SPECIALTY
$5/$45

DRUG DEDUCTIBLES
$0 Tiers 1-2; $375 Tiers 3-5

INPATIENT HOSPITAL
$375 per day for days 1-5, $1,875 OOP Max per year

Compare

MONTHLY PREMIUM

$0

MONTHLY PREMIUM

$0
Compare

Forever Blue 770 (PPO)

PRIMARY/SPECIALTY
$5/$22

DRUG DEDUCTIBLES
$0

INPATIENT HOSPITAL
$205 per day for days 1-7, $1,435 OOP Max per year

Compare

MONTHLY PREMIUM

$200

MONTHLY PREMIUM

$200
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Get help in person by visiting a Medicare Center, or virtually by attending a Community Meeting

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Interested in our plans?

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Questions? A BlueCross BlueShield Benefit Consultant is here to help!

1-833-735-4512 (TTY 711)

October 1 - December 31
8:00 a.m. - 8:00 p.m., 7 days a week

January 1 - September 30

8:00 a.m. - 8:00 p.m., Monday - Friday

Request information by email

Recieve Medicare Advantage plan information by email. 

BlueShield of Northeastern New York (BSNENY) is a division of HealthNow New York Inc., an independent licensee of the Blue Cross and Blue Shield Association. BSNENY complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-833-735-4515 (TTY 711). 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-833-735-4515 (TTY 711)

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Content last updated October 15, 2020