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Medicare Advantage Plan Options

You have options when it comes to Medicare Advantage, let us help you navigate and select the right plan for you.

HMO VS. PPO: What's most important to you?

HMO graphic

Do you stay mostly local?

Coordinated care and cost savings

  • Care coordinated through your primary doctor
  • Typically lower premiums
  • Affordable copays for doctor visits
PPO graphic

Do you travel a lot, or spend time outside the area?

Flexibility and freedom of choice

  • Access to in-network and out-of-network doctors
  • Coverage when you travel

BlueSaver (HMO)

Pay a low premium and have access to a full network of doctors and hospitals. Prescription drug coverage is also included.

Your Estimated Monthly Premium $16.00

Senior Blue 650 (HMO-POS)***

Get a low monthly premium, out-of-network coverage for certain services, and coverage recognized nationwide. ***Coverage out-of-network for specialists, x-rays, diagnostic tests and procedures, lab, occupational and physical therapy, and speech-language pathology services only. The cost-share for out-of-network is 50%, up to $1,500 annually.

Your Estimated Monthly Premium $46.00

Senior Blue 652 (HMO)

Get lower out-of-pocket costs, and coverage recognized nationwide.

Your Estimated Monthly Premium $129.00

Forever Blue Value (PPO)

This plan offers a lower premium and the freedom to see any doctor or hospital that accepts Medicare nationwide.

Your Estimated Monthly Premium $85.00

Forever Blue 770 (PPO)

This plan allows you to pay in-network copays with participating doctors or hospitals when you travel.

Your Estimated Monthly Premium $184.00

Medicare Questions?

We're here to help.

1-833-735-4512 (TTY 711)
Oct. 1 - Mar. 31, 8 a.m. - 8 p.m., 7 days a week
Apr. 1 - Sept. 30, 8 a.m. - 8 p.m., Monday-Friday

Would you like to see all plan details?

BlueShield of Northeastern New York is a Medicare Advantage plan with a Medicare contract and enrollment depends on contract renewal.This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or coinsurance may change January 1 of each year. The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary.You must continue to pay your Medicare Part B Premium.Out-of-network/non-contracted providers are under no obligation to treat BlueShield of Northeastern New York members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. Medicare evaluates plans based on a 5-star rating system. Star Ratings are calculated each year and may change from one year to the next. A division of HealthNow New York Inc., an independent licensee of the BlueCross BlueShield Association. A salesperson will be present with information and applications. For accommodations of persons with special needs at sales meetings, please call 1-800-258-7453 (TTY 711). BlueShield of Northeastern New York complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-833-735-4515 (TTY: 711). 注意:如果您使用繁體中文,您可以免費獲得語言援助服務。請致電 1-833-735-4515  (TTY: 711).

Y0086_MRK2174 Approved
Content Last Updated June 18, 2018