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Understanding Your Options

2020 Individual & Family Plans

At BlueShield of Northeastern New York, we offer a number of different individual and family plans including Platinum, Gold, Silver, and Bronze. You have the flexibility to choose the plan that is best for you. Take advantage of our low-cost premium plans, $0 copay for preventive services, and coverage that is recognized nationwide.

All premiums listed represent coverage for dependents up to age 26. You may qualify for a subsidy to help pay for your health plan, making health insurance more affordable while giving you the coverage you need. Select preventive drugs are a $0 cost-share; not subject to deductible on Gold and Silver Destination 65 plans. 

New for 2020! Destination 65

Designed for our early retiree members who need coverage while waiting to age into Medicare.

You are viewing estimated values for an individual.
Use the subsidy calculator to enter your own information for a more accurate estimate

Bronze Standard

Premium covers 60% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $4,425.00 Family $8,850.00

Silver Standard

Premium covers 70% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $1,300.00 Family $2,600.00

Silver Destination 65

Premium covers 70% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $2,500.00 Family $5,000.00

Gold Standard

Premium covers 80% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $600.00 Family $1,200.00

Gold Destination 65

Premium covers 80% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $1,400.00 Family $2,800.00

Platinum Standard

Premium covers 90% of costs

Your Estimated Monthly Premium $0.00 (for individuals)

In-Network Deductible
Individual $0.00 Family $0.00