Skip to main content
women sitting at a desk

Get the best plan to meet your budget

You have the flexibility to choose plan options that fit your budget, allowing you to offer your employees the benefit of health coverage while keeping your costs under control. We’re able to offer you more choices at a wide variety of price points, because of our robust and innovative plan structuring.

  Ascend Plans HMO/POS EX  EPO PPO 
Ideal For

Employees who are flexible with their provider choices and looking to save on premium costs.

 

 

 

 

 

 

 

 

 

Employees who receive care within the thirteen counties of Northeastern NY.

 

 

 

 


 

Employees who live or work in a Northeastern New York county, but live near other counties and receive services in both areas.

 

Employees who travel often or have family members living outside the area.



 

Employees who travel often and/or receive services outside of Northeastern New York.



 

Description

Lower cost-sharing options for members who choose to seek care from Optimum Choice providers and facilities.

 

Members also have the option to seek services from any Blue Shield provider in our service area for higher out-of-pocket costs.

 

 

 

 

 

 

 

 

 

 

 

 

With this network, care is coordinated through the primary care physician.

All participating health care services received within the eight counties of Northeastern New York are considered “in-network,” and are provided at the lowest cost-share available to you. 
 
This network offers an extensive variety of quality health care professionals both locally and across the country — all at the same in-network cost.

A local primary care physician (PCP) must be on file and seen for your routine physical. 

Access to national in-network coverage. In Blue Shield’s service area, members use a Blue Shield participating provider for in-network coverage. Outside of the 13 counties, members have access to BlueCard® for in-network coverage. This network provides both local and national coverage.

Services received by a participating provider both inside and outside the Capital Region are considered in-network through the national Blues network.
 
Network HMO/POS EX 
Ideal For Employees who receive care within the thirteen counties of Northeastern NY
 
Employees who live or work in a Northeastern New York county, but live near other counties and receive services in both areas.
Description With this network, care is coordinated through the primary care physician.

All participating health care services received within the eight counties of Northeastern New York* are considered “in-network,” and are provided at the lowest cost-share available to you. 
This network offers an extensive variety of quality health care professionals both locally and across the country — all at the same in-network cost.

A local primary care physician (PCP) must be on file and seen for your routine physical.